Commercial Real Estate Loans
When it comes to commercial mortgage loans, the type of property being financed can have an impact on the loan terms. This is something that both experienced commercial mortgage brokers and those considering small balance commercial real estate loans need to be aware of.
Commercial Properties
A successful company operates on core beliefs. At our core, Marques Commercial Capital believes that property owners and investors are underserved by narrow and inflexible banking guidelines and we’re here to change that.
We specialize in small and large balance commercial real estate loans.
COMMERCIAL PROPERTIES
We see loans in full color. We understand that every loan has a unique story and we’re ready to listen to the needs and issues of every borrower.
Small business owners and investors utilize small commercial properties nationwide to support and operate their businesses. We believe strongly in this type of asset and have developed financing solutions for commercial real estate loans designed specifically to help entrepreneurs achieve their vision of real estate ownership.
From a lender’s perspective, commercial buildings with more general use capacity like retail, warehouse or office space are easier to finance than properties built for a specific purpose (i.e., bowling alley, bank or manufacturing plant) because they have an inherently lower risk due to a higher market demand from investors. Lenders often avoid financing specific use properties or require a lower LTV (e.g., higher downpayment) on them to offset their higher risk profile.
At Marques, we provide loans for a wide variety of commercial properties, including:
- Office Buildings
- Retail Stores
- Warehouses
- Self-Storage Buildings
- Automotive Repair Shops
- Specialty Properties
LESS HEADACHE. MORE INSPIRATION.
We know small business owners and investors only have a short runway to get their vision up and running. Our uncomplicated, asset-based commercial loans are designed to help you give them the Marques they need to acquire or refinance properties quickly and easily.
Less documents, flexible terms and the freedom to look beyond a borrower’s personal income, allow us to offer investors funding options beyond what’s traditionally available to them. Whether the client needs a loan for a new property or a cash-out refinance, our commercial loans terms will make it simple to qualify.
Our long-term Loan program has many benefits for commercial real estate investors and small business owners:
- 1- 30 year fixed term interest only and/or fully amortized up to 30 years.
- A simple financing solution on a purchase or cash-out refinance.
- Flexibility to remain in the loan for up to 30 years.
- Lower monthly payments than a hard money loan.
- A 3-year or 8-year fixed term amortized over 30 years.
Program Guidelines
Property Types: Multifamily, Mixed Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, SFR Pools
Lending Area: Nationwide
Loan Amounts: $100,000 – $5,000,000
Loan Term: Up to 30 years fixed (1 – 30 Years)
Amortization: Up to 30 Years
Minimum DSCR calculated on a case-by-case basis
Maximum LTV: Up to 75% / CLTV up to 90%
Fixed Rates: Available
Occupancy: Investor and Owner – User for Commercial
No Minimum Credit Score required
Recourse and Non-Recourse Available
Rate Buydown: Available
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you.
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