Owners of businesses as well as investors often seek mixed-use financing. Investors typically act as a landlord of both commercial and residential tenants. But business owners often will live in a residential unit and operate the business out of a commercial space.
Recognizing the differences in mixed-use property financing.
Residential tenants typically provide a more stable source of rental income, ground-floor retail tenants are often willing to pay a higher rent. So financing of Mixed-Use properties has to take into account the revenue potential of both types of tenants. The mix of uses can cause the values of two different buildings in the same area to be quite different. Comparisons, aren’t so simple.
At Marques Direct, our experience with mixed-use property financing helps us see the potential that others may miss. We have loan programs, such as Flex Term, which are geared specifically for easy qualification and the flexibility to remain in a loan for up to 30 years.
The Flex Term loan is asset-based. So the loan amount is based on the revenue-generating potential of the property. Our ability to evaluate the tenant mix and the value of mixed-use building helps us help self-employed investors and small business owners when others can’t.
Property Types: Multifamily, Mixed Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, SFR Pools
Lending Area: Nationwide
Loan Amounts: $100,000 – $5,000,000
Loan Term: Up to 30 years fixed (1 – 30 Years)
Amortization: 30 Years
Minimum DSCR calculated on a case-by-case basis.
Maximum LTV: Up to 75% / CLTV up to 90%
Fixed Rates: Available
Occupancy: Investor and Owner – User for Commercial
No Minimum Credit Score required
Rate Buydown: Available
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To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you.
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