Marques Capital Online | Bank Program
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Bank Program


Marques Commercial has a goal to provide the needed capital to build up a borrower’s commercial property portfolio and help them attain quality credit by offering bank quality competitive rates and terms.


Property Types Multifamily, Mixed Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage
Lending Area Nationwide (except Alaska, North Dakota and South Dakota)
Loan Amounts $75,000 – $5,000,000
Loan Term Up to 10 Years (Fixed for 5 years, then 6 mos. adjust)
Amortization 25-30 Years
Minimum DSCR 1.20
Maximum LTV Up to 80% of appraised value
Index 6 month LIBOR
Margin 4.00%
Rate Caps 2.00% initial, 1.00% per 6 months, 6.00% lifetime
Floor Initial Rate
Prepayment Stepdown: 5, 4, 3, 2, 1
Occupancy Investor
Minimum Credit Score 650 (Global cash flow analysis required)
Personal Recourse Required for 25% or greater ownership
Minimum Credit Score Generally 650 (lower case-by-case, hard floor 500)
Margin 4.00% (after fixed period)
Personal Recourse Required for 25% or greater ownership
Rate Lock Rates not locked until loan docs are drawn
Loan Cost 3% (Covers origination, processing, underwriting and docs)
Rate Buydown Available