Marques Capital Online | 1-4 Unit Investment Property
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1-4 Unit Investment Property


Introducing our new 1-4 Unit Investment Property Program. Marques Commercial’s single property loan program is designed to help investors grow their investment portfolio through refinancing existing properties or purchasing new assets. Includes 2, 3 and 4 unit properties and non-warrantable condos.

Residential rental properties like single family homes, condominiums, town homes and small apartment buildings provide the perfect opportunity for brokers to grow their business by adding investment property loans to their offering.

At Marques, we add value by providing a smart, fast and easy way to fund residential investment property loans. Submitting a loan is a familiar process.  All that’s needed is a 1003 and a credit report to get started.

As a lender, we have the freedom to set our own underwriting guidelines.  And because our common-sense, asset-based lending approach is focused on the property’s value and revenue-generating potential instead of the borrower’s personal income, you’ll have the ability to fund loans that traditional lenders can’t.

Our rental property loan financing specialists are experts at qualifying W-2 and self‑employed real estate investors — the extraordinary people who drive the residential investment property market.  You’ll have the ability to attract an entirely new set of clients with investment property loans built to meet their needs, including:

  • Long term loan
  • Short term
  • Rehab loan


Lending Area Nationwide
Loan Amounts $75,000 – $3,000,000
Cash Out Purchase / Refinance up to 75% LTV
Adjustment Period Same Index, Margin, Caps and Floor as CCL 100
Prepayment Up to 5 years / stepdown
Underwriting Min. 1.00 DSCR
Seasoning Not required (< 12 months seasoning ownership or debt – case-by-case)
Rate Buydown 1 pt. for 50 bps reduction, 6.75% floor
Occupancy Investor Only – NO Owner Occupied
Loan Term Subject to remaining economic life
Personal Recourse Required for 25% or greater ownership
Credit Score Minimum 580
Loan Cost 5% total (origination, processing, underwriting, and documents)
Third Party Deposit $995 – $1595